Leaders in Mortgage Broking and Lending Advisory
Specialised in First Home Owners, Overseas Buyers
and Investors / Investment Strategies
Home Loan
5.99% p.a
6.14% comparison rate*
​Investment Loan
5.89% p.a
6.55% comparison rate*
Who We Are
We are a team of 5 brokers, with over 20 years of experience and 4.98 Google Rating from hundreds of reviews. Our principals came from finance, banking and fintech background. With property prices hitting new highs, we aim for 2 things: first, to give First Home Buyers a good chance of owing their first property. Second, to help people in investing or get the best possible loan through refinancing.
About..
James Susanto
Completing highschool in Australia and graduated from The University of New South Wales (UNSW), James has had 20 years career in finance from working at the Commonwealth Bank to owning multiple finance businesses.
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In 2015 he founded PinjamWinWin (www.pinjamwinwin.com),
one of the pioneers in fintech lending in Indonesia which grew to be a business that has close to 500.000 users and supervised by ASIC, APRA, AFCA equivalent. After multiple fundraises with VCs and banks, it was acquired by a multinational company and he exited with a handsome valuation.​
Whilst abroad he was also a shareholder in a joint venture auto backed company with China’s fourth largest bank: Minsheng bank, and brushed shoulders with the HNWs of mining businesses.
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With his expertise in product knowledge and deep networks in the system, he has helped thousands of aussies with advices and getting their loans.​
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You can call direct to James at 0424 777 146 for a free direct consultation.
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Australian Credit Rep Number : 561627
Why our clients are happy
01
Accurate and reliable
We've had 0 applications declined in the last 12 months. Our results speak for itself. being in the industry for as long as we have, we built the relationship and know our products. we are also more likely to structure your loan correctly. In most cases, we have more experiences with verifiable reviews.
02
Best service, risk free
You don’t get charged any fee. Our fees comes from the lender’s commission and its not included in your interest rate in any way. We get it only when they disburse the funds to you.
03
Loyalty to you
We work for you, not the lenders. We are bound by Best Interest Duty for customers which means that we must act in customer’s interest. Lenders or banks don’t have this obligation.
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When was the last time the banks call you to ask "would you like a better rate?"
04
Peace of mind
Heading direct to the lenders or banks and asking for next available banker is a HUGE gamble. There are over a thousand of Lender product and pricing options and may not in your best interest. Bankers/lenders are usually trained to cross collateralise which doesn’t benefit you as a customer.
05
Bespoke only to you
You will get loan comparisons from 3 lenders products that’s most competitive and suited for your situation.You decide and remain at the centre of the decision making process.
06
Fair and transparent
We rely on repeat customers to keep our business going. This compels us to make our customers happy for the long run, not short term.
What makes us the top 3 brokers in NSW?
The most experienced mortgage brokers should be trusted, responsive and contactable at all times, efficient, fast and get your home loan approved. Our positive near perfect customer reviews are testament to this.
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What do you get?
you will get comprehensive home loan comparison report usually within 1 day, annual rate review for customers, PI insurance, industry memberships AFCA and MFAA. You can get Instant phone or video call anytime.
We are accredited with 25+ of the best lenders
Dozens of lenders, thousands of products, we only choose to work with renowned lenders with the best rates, products and reputation. You can check our lenders individual rating.
Step into Your Dream Home
01.
Phone/video call or meeting for an initial review and discussion:
once you are ready to get started, we’ll need to start collecting basic information about yourself. Once done, our mortgage brokers will send you 3 lender options and you can guide us with your product preference. We will discuss and explain these options with you, things such as interest rates, repayments, fees, commissions, costs and timeframes. Once all your documents are received, this process can take a few days.
02.
Preparation and Submission of your application to your chosen lender.
We are able to advise you products that you have most chances of getting approved. There are many gears in the process, however our IT tech is the most advanced in the industry, thus giving you the fastest response and most efficient service.
At every step, your satisfaction is our aspiration.
03.
Once the application is submitted, it will go through the lenders various stages: preassessment, conditional approval, formal approval and contract signing.
We will be with you every step of the way all the way to settlement and ongoing reviews to make sure the product is still the best for you year after year. With us, you will stay at the forefront of any changes in the industry.
Client Reviews
Very friendly and supportive right up until the loan was finalised. I would highly recommend their services to anyone looking for a home loan.
Jacqueline Woods
Epping, August 2024
extremely helpful and knowledgeable. He patiently explained the entire property purchase process and provided the best loan options. I definitely recommend
Shuo Wang
Ryde, September 2024
So excited to get the keys to our first property this week. We were lucky to find a great mortgage advisor at the beginning of our search. The team was a wealth of knowledge and a great help through the whole process. Can't thank them enough.
Vanessa P
Artarmon, September 2024
"Live in your dream home, Invest in your future with the right mortgage."
Finding the right loan can save you tens of thousands of dollars.
Get in Touch or Leave a Testimonial
Contact Now 0424-777-146